Rideshare companies like Uber and Lyft have become immensely popular for their convenience. Unfortunately, that has made Uber and Lyft accidents much more common in Warner Robins. Victims of Uber or Lyft accidents might be unsure of how to be compensated for their injuries.
Depending on how your accident occurred, there could be a few paths to compensation available. An experienced Uber and Lyft accident lawyer can be helpful when navigating the complex rideshare insurance claims process. Uber and Lyft both carry liability insurance to cover bodily injury damages from accidents that their drivers were involved in. However, the insurance options that will be available will depend on whether the rideshare driver was working at the time of the accident.
If you have been injured in an Uber or Lyft accident, our skilled Warner Robins Uber and Lyft accident lawyers can help you determine the available options in the case. Contact Howe Law at (844) 876-4357 for a free case review.
Receiving Compensation After an Uber and Lyft Accident in Warner Robins, GA
Georgia law requires Uber and Lyft to carry liability insurance to cover damages from accidents their rideshare drivers cause. Whether you can file an insurance claim against Uber and Lyft depends on whether the rideshare driver was “on duty” at the time of the accident, meaning they were logged on to the Uber or Lyft app.
The most straightforward cases are when a rideshare driver is on duty and is transporting a passenger or on their way to pick up a passenger at the time of the accident. If you were a passenger or other driver in an Uber and Lyft accident caused by the negligence of a rideshare driver, then you can file an insurance claim against Uber and Lyft. Uber and Lyft both provide up to $1,000,000 in damages for a victim involved in these types of accidents.
The insurance coverage from Uber and Lyft is lower if the rideshare driver is on duty and waiting to accept a passenger. If a rideshare driver is logged onto the app and waiting on a fare, Uber and Lyft’s policies typically cover up to $100,000 in damages. The $1,000,000 coverage kicks in when a rideshare driver accepts a customer’s request.
When a rideshare driver is off duty, they are not logged into the app and only using their car for personal business. If you are injured by a rideshare driver that was off duty, you will still be able to file a claim with their private car insurance, which usually covers medical costs, lost wages, and property damage. The rideshare driver’s personal insurance will pay up to the policy limits if needed, but a lawsuit could be required to recover additional compensation that insurance benefits could not cover.
If you are an Uber or Lyft passenger and another driver is at fault for your accident, the other driver’s car insurance should compensate you. Sometimes, the other driver does not carry enough liability insurance to cover the victim’s damages or does not possess insurance. Fortunately, both Uber and Lyft provide $1,000,000 in uninsured and underinsured motorist coverage in situations like these. Our Warner Robins Uber and Lyft accident lawyers can discuss the facts of your case to help you determine the appropriate party to file your insurance claim with.
Damages Available for Uber and Lyft Accident Injuries in Warner Robins, GA
While Uber and Lyft offer high insurance coverage rates for injuries, the insurance coverage will only provide compensation for certain types of economic damages. Medical expenses for treatment, lost wages, and property damage will usually be covered after successfully filing an insurance claim with Uber, Lyft, or the at-fault driver’s personal insurance company.
Insurance will not cover non-economic damages, however. Non-economic damages include physical pain and emotional suffering associated with your injuries. To recover these additional damages, you will need to file a lawsuit against the at-fault driver and prove that their negligence caused the accident in which you were injured. In a trial, the court will consider factors like the degree of pain, how it disrupts daily life, distress to loved ones, and other subjective considerations to determine and calculate pain and suffering damages. Our Warner Robins Uber and Lyft accident lawyers can help explain the differences in the types of damages potentially available in your case.
Common Types of Injuries Caused by Uber and Lyft Accidents in Warner Robins, GA
Uber and Lyft accidents can result in numerous types of injuries. Whether you are an unsuspecting passenger or the other driver in the accident, the injuries from an Uber or Lyft accident can be serious. The following are some common types of injuries caused by Uber and Lyft accidents in Warner Robins:
- Back injuries
- Whiplash and other neck injuries
- Broken bones
- Traumatic head and brain injuries
- Internal injuries
Many other ways a victim could be injured in an Uber or Lyft accident. Our Warner Robins Uber and Lyft accident lawyers are here to offer support and fight for the compensation you need.
Time Limit to File an Uber and Lyft Accident Lawsuit in Warner Robins, GA
The Georgia statute of limitations is the time limit to file an Uber and Lyft accident lawsuit in Warner Robins. With few exceptions, you will have two years from the date of the accident to file your lawsuit.
Even though you have two years to file your lawsuit, it is important to start the process immediately. Uber and Lyft insurance claims process can be time-consuming, and waiting too long could hurt your chances of recovery. Our Warner Robins Uber and Lyft accident lawyers can help you ensure that your case is properly managed so there are no unnecessary delays in recovering compensation.
Our Warner Robins, GA Uber and Lyft Accident Lawyers Can Help
If you were injured in an Uber or Lyft accident, our Warner Robins Uber and Lyft accident lawyers can help you recover the compensation you deserve. For a free case assessment, contact Howe Law today at (844) 876-4357.