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CHATTANOOGA

Bus Accident Lawyers in Chattanooga

Aggressive legal representation for bus accident victims in Chattanooga and surrounding areas. We fight for the maximum compensation you deserve.

Hear From a Real Bus Accident Client

A bus accident client shares her experience with Howe Law.

Actual Howe.Law bus accident client sharing her testimonial

Why Hire Our Chattanooga Personal Injury Lawyers?

After a serious injury, you deserve more than a quick settlement. You need trial lawyers who fight for everything you are owed.

Real Trial Lawyers

Most personal injury firms never see the inside of a courtroom. Our trial lawyers go to court and win. Insurance companies know we fight and they pay maximum compensation because of it.

Hundreds of Millions Won

Over 40 years and hundreds of millions of dollars recovered for injury victims in Chattanooga and across the Southeast. Our track record speaks for itself. We get results that matter.

Available 24/7

Accidents do not happen on a schedule. Our team answers calls around the clock, starts your case immediately, and keeps you informed every step of the way. You are never alone in this process.

No Fee Unless We Win

You pay absolutely nothing unless we recover compensation for you. No upfront costs. No hidden fees. No financial risk. We only get paid when you get paid. That is our promise.

Hundreds of Millions

Recovered For Our Clients

$1.75MCommercial Vehicle Accident
$1.6MDrunk Driver Accident
$1.2MSpeeding Accident
$1.18MLawsuit
$1.1MCar Accident
$1MMotorcycle Accident
$1MDrunk Driver Accident
$1MCommercial Vehicle Accident
$935K18-Wheeler Accident
$765KCommercial Lawsuit
$700KTruck Accident
$600KPremises Liability
$575KCar Accident
Howe Law $425,000 settlement check #HoweWeWin

Buses of every kind move through Chattanooga, from the tour and charter buses carrying visitors to Lookout Mountain and the aquarium, to school buses across Hamilton County, to public transit. A bus carries many passengers and has no seatbelts for most of them, so a single crash can injure a large number of people at once. At Howe.Law Injury & Accident Lawyers, we represent passengers, pedestrians, and other motorists hurt in bus crashes across the Chattanooga area.

The type of bus decides the rules of your claim

Who operated the bus changes everything about the case. A public transit bus or a school bus is run by a governmental entity, so the claim falls under the Tennessee Governmental Tort Liability Act, with a one-year deadline and statutory caps on damages. A private charter or tour bus company is a common carrier that owes its passengers a high duty of care and usually carries large insurance policies. We identify the operator immediately, because it determines the deadline, the procedure, and where the recovery comes from.

Tennessee's one-year deadline

Tennessee gives you just one year from the date of the crash to file a lawsuit under Tenn. Code Ann. § 28-3-104, and a claim against a governmental bus operator carries the same one-year limit under the Governmental Tort Liability Act. Bus cases involve multiple victims and multiple potential defendants, so the investigation has to start early. We move quickly to preserve the onboard video and the maintenance and driver records.

Tennessee's fifty percent rule

Under the rule from McIntyre v. Balentine, you recover nothing if you are found fifty percent or more at fault, and your recovery is reduced by your share below that line. In a bus crash the fault may lie with the bus driver, the company that employed and trained the driver, another motorist, or a maintenance failure. We build the case on the physical evidence and the operator's records so fault is assigned accurately. The most seriously injured are treated at Erlanger Baroness Hospital, the region's only Level I trauma center.

Serving injured bus passengers across Southeast Tennessee

Our team handles bus crash claims throughout the Chattanooga area, across Hamilton, Bradley, Marion, Sequatchie, Rhea, and Bledsoe counties. We serve people hurt in Chattanooga, Cleveland, East Ridge, Red Bank, Soddy-Daisy, Signal Mountain, Collegedale, Ooltewah, and Hixson.

Reports, evidence, and filing your case

A bus crash inside the city is investigated by the Chattanooga Police Department, one in the unincorporated county by the Hamilton County Sheriff's Office, and one on I-24 or I-75 by the Tennessee Highway Patrol. We preserve the onboard camera footage and the company's records, obtain your records from Erlanger, and when a fair settlement cannot be reached, we file your lawsuit in Hamilton County Circuit Court.

Speak with a Chattanooga bus accident attorney

Bus crashes involve big operators, big insurers, and sometimes a public agency with special rules, and the one-year deadline leaves no time to waste. Call (844) 876-4357 for a free consultation. We work on a contingency fee basis, so you owe no attorney fee unless we recover compensation for you.

Common questions

The crash involved a public transit bus. Are the rules different?

Yes. A public transit or school bus is operated by a governmental entity, so the claim falls under the Tennessee Governmental Tort Liability Act, with a firm one-year deadline and statutory limits on damages. We handle those requirements and also pursue any private party, such as another driver, whose fault contributed.

I was a passenger on a tour bus that crashed. Who is responsible?

A charter or tour bus company is a common carrier that owes passengers a high duty of care, and it can be liable for its driver's negligence, poor maintenance, or inadequate training. These companies usually carry large insurance policies, and we pursue the full coverage available to you.

There were many injured passengers. Does that reduce what I can recover?

It can matter when a governmental entity is involved, because the per-occurrence cap is shared among victims. That is exactly why we identify every responsible party, including private parties not subject to those caps, so your recovery is not limited unnecessarily.

Need a Bus Accident Lawyer in Chattanooga?

Do not face the insurance companies alone. Contact our Chattanooga office today for a free consultation with a personal injury attorney.

Reviews from our Accident and Injury Clients

Dianne RoweGoogle review · September 15, 2026★★★★★
I googled Collection Attorney and found Howe and Associates. Their receptionist picked up, I introduced myself and explained to her my situation and in no time she got Mr. Richard Howe on the phone with me. I explained my situation and he was very attentive, helpful, nice to me and after carefully listening to me he gave me some encouraging advice and how to go about the right help. He also gave me an open invitation to call him anytime if I ever have any questions. I was very happy God lead me to his firm.
Kareem IshGoogle review · September 11, 2026★★★★★
I really just appreciate the professionalism and knowledge given from speaking with your firm during consultation. It definitely makes it feel comfortable if the need to move forward with the service of your firm
Jared ErniGoogle review · September 3, 2026★★★★★
Richard was extremely helpful, and even though my case wasn't the best fit for his firm, he took extra time to give me direction and clarity to help me with the next steps... Far beyond what he needed to. I'm extremely grateful I contacted his firm.
Danny KGoogle review · September 1, 2026★★★★★
I had a question about a collection we are going through and Richard himself answered the call and provided a lot of insight to what our next steps would be at no charge. I highly recommend this firm. They are here to help.
Racquel PGoogle review · July 25, 2026★★★★★
I was in a vulnerable state after my accident and appreciated Nathalie for listening, being compassionate and offering guidance. I am truly grateful I called. Thank you so much!
Ethan CaldwellGoogle review · July 1, 2026★★★★★
I was really stressed about everything and didn't know where to start but the team took the time to walk me through each step and made sure I understood what was happening. They explained the whole process in a way that actually made sense and I never felt confused or left in the dark, they were super helpful and responsive whenever I had questions. I'm so grateful for how well they treated me and how easy they made everything feel
Posted on Google Google
Dianne Rowe profile picture
Dianne Rowe
September 15, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I googled Collection Attorney and found Howe and Associates. Their receptionist picked up, I introduced myself and explained to her my situation and in no time she got Mr. Richard Howe on the phone with me. I explained my situation and he was very attentive, helpful, nice to me and after carefully listening to me he gave me some encouraging advice and how to go about the right help. He also gave me an open invitation to call him anytime if I ever have any questions. I was very happy God lead me to his firm.
Posted on Google Google
Kareem Ish profile picture
Kareem Ish
September 11, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I really just appreciate the professionalism and knowledge given from speaking with your firm during consultation. It definitely makes it feel comfortable if the need to move forward with the service of your firm
Posted on Google Google
Tyra S. profile picture
Tyra S.
September 9, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Posted on Google Google
Jared Erni profile picture
Jared Erni
September 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Richard was extremely helpful, and even though my case wasn't the best fit for his firm, he took extra time to give me direction and clarity to help me with the next steps... Far beyond what he needed to. I'm extremely grateful I contacted his firm.
Posted on Google Google
Rc’s Gone Wild profile picture
Rc’s Gone Wild
September 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Help me out tremendously with my case definitely would recommend them
Posted on Google Google
Danny K profile picture
Danny K
September 1, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a question about a collection we are going through and Richard himself answered the call and provided a lot of insight to what our next steps would be at no charge. I highly recommend this firm. They are here to help.
Posted on Google Google
Dasia Martinez profile picture
Dasia Martinez
August 22, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Posted on Google Google
Racquel P profile picture
Racquel P
July 25, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was in a vulnerable state after my accident and appreciated Nathalie for listening, being compassionate and offering guidance. I am truly grateful I called. Thank you so much!
Posted on Google Google
Jenna Reed profile picture
Jenna Reed
July 1, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Gracias a todo el equipo por su paciencia y ayuda. Me explicaron todo claramente y siempre respondieron mis preguntas. Me sentí muy bien atendido durante todo el proceso.
Posted on Google Google
Ethan Caldwell profile picture
Ethan Caldwell
July 1, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was really stressed about everything and didn't know where to start but the team took the time to walk me through each step and made sure I understood what was happening. They explained the whole process in a way that actually made sense and I never felt confused or left in the dark, they were super helpful and responsive whenever I had questions. I'm so grateful for how well they treated me and how easy they made everything feel
Posted on Google Google
KANUMALLI BHARATH CHANDRA 1860606 profile picture
KANUMALLI BHARATH CHANDRA 1860606
June 25, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful firm, answered all my questions quickly. Would definitely recommend.
Posted on Google Google
Othman Fawwaz profile picture
Othman Fawwaz
June 25, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The bilingual support here was super helpful for my family. Everyone was professional and made sure we understood each step clearly. Very grateful for their assistance.

Top-Rated Personal Injury Lawyers Recognized Nationwide

Howe.Law Injury & Accident Lawyers is proud to be recognized by multiple nationally respected legal rating organizations. These distinctions reflect our dedication to delivering exceptional personal injury representation and achieving strong results for our clients. Our firm has earned top honors including AV Preeminent ratings, 10.0 Superb ratings, and membership in exclusive legal organizations such as the Million Dollar Advocates Forum. These recognitions are awarded based on peer reviews, client satisfaction, and proven case results.

Avvo Rating 10.0 SuperbBBB A+ AccreditedNAPIL Top Ten AttorneyAV Preeminent - Martindale-Hubbell Lawyer RatingsBest LawyersGeorgia Trend Legal EliteMillion Dollar Advocates ForumCommercial Law League of America
American Association for JusticeLead Counsel VerifiedMotor Vehicle Trial Lawyers Top 25NAOPIA Top Ten AttorneyAmerican Institute of Legal ProfessionalsMilitary Trusted BusinessBest of Coastal Mississippi

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The Howe Law Story

Attorney Richard Howe continues a family legacy of fighting for the injured

Howe.Law Injury & Accident Lawyers team 2:13
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