Receiving compensation following an Uber or Lyft accident in Roswell can be a challenging process. Beyond the usual complications that arise after a car accident, victims of Uber or Lyft accidents may encounter additional obstacles that can cause frustration.
Fortunately, our Uber or Lyft accident lawyers can assist you in obtaining the compensation you deserve for your injuries. Depending on whether the driver was on duty at the time of the incident, there could be several insurance options available, including those provided by the rideshare companies. If insurance coverage is insufficient to cover your damages, we can also provide guidance on filing a lawsuit against the responsible parties.
For a free assessment of your case with our dedicated Uber and Lyft accident lawyers, contact Howe Law at (844) 876-4357 today.
Recovering Compensation for an Uber and Lyft Accident in Roswell, GA
In Georgia, car insurance operates on an at-fault basis, which means that if you sustain injuries in an accident, the driver responsible for the collision is liable to compensate you. In the case of a ride-sharing accident, the Uber or Lyft driver might be at fault. Victims of such accidents might have multiple insurance options to recover damages, which our experienced Uber and Lyft accident attorneys can guide you through. Our lawyers can also assess your case to identify the defendant in your lawsuit. However, navigating the insurance process can be complicated, and legal action might be necessary in certain situations.
Filing an Insurance Claim Against the At-Fault Driver
Georgia is an at-fault state for car insurance purposes. If you have been injured in an accident involving an Uber or Lyft, you might be able to receive compensation for your injuries from the driver who caused the accident. It is possible that the Uber or Lyft driver was at fault, in which case you can file an insurance claim with the driver’s personal car insurance. Additionally, Uber and Lyft drivers are obligated to have commercial insurance, which can also be utilized to cover your injuries. If the driver’s insurance is not enough to cover your injuries, Uber and Lyft offer insurance options based on whether their driver was working at the time of the accident.
Dealing with an accident involving multiple cars can be challenging. Luckily, Georgia’s at-fault rules enable victims to seek compensation from any driver responsible for the accident. It is recommended to file a lawsuit against the drivers involved once the fault has been determined to ensure a fair outcome.
Filing an Insurance Claim with Uber or Lyft
If a ride-share driver’s insurance does not cover all your injury expenses, do not worry. Uber or Lyft provides additional insurance to cover the remaining damages. However, whether you can benefit from Uber or Lyft’s insurance options depends on the driver’s status at the time of the accident. For instance, if the driver was waiting for a passenger to connect through the app when the accident occurred, Uber or Lyft’s insurance typically compensates up to $50,000 per injured person, $100,000 per accident, and $25,000 for property damage. Please note that these insurance options are usually available only after your own insurance has been exhausted from treatment.
In the event of an accident during the transportation of a passenger or en route to pick one up, both Uber and Lyft provide insurance coverage of up to $1,000,000. Dealing with insurance claims can already be difficult with two regular drivers, but it becomes even more daunting when an Uber or Lyft driver is involved. In certain cases, pursuing legal action might be necessary to ensure that the responsible parties are held accountable.
Filing a Lawsuit
Sometimes, insurance might not be sufficient to cover the extensive losses caused by severe injuries or other exceptional circumstances. In such cases, if a victim is still facing losses even after receiving the highest possible insurance payout or a settlement offer that falls short of their claim’s worth, they might want to consider filing a lawsuit to seek the compensation they deserve.
Fortunately, victims of accidents caused by someone else can seek compensation directly from the responsible party through a lawsuit without having to file for insurance first. This is usually the most effective way to recover financial losses and damages for the pain and suffering caused by injuries. However, the scope of the lawsuit is usually limited to suing the driver responsible for the accident. It is important to note that in most situations, Uber and Lyft cannot be held directly responsible for the negligence of their rideshare drivers.
Filing a Lawsuit Against Uber or Lyft for an Accident in Roswell, GA
In cases where there are severe injuries or other factors at play, insurance might not be enough to cover the substantial damages incurred by the victim. If you had exhausted all your insurance options before your treatment was completed or if you have declined a low settlement offer, then filing a lawsuit becomes necessary to obtain the rightful compensation that you deserve.
As mentioned, Georgia operates under the at-fault system, which means that those who are responsible for an accident can be held liable for damages. In Roswell, victims have the option to pursue legal action against the responsible party, even if they have not filed an insurance claim beforehand. This approach can be highly effective in obtaining compensation for non-financial losses, such as physical pain and emotional distress resulting from the injuries sustained in the accident.
It is unlikely that individuals who are harmed in accidents caused by Uber or Lyft drivers will be able to pursue legal action against the companies. This is due to the fact that drivers who work for these rideshare companies are classified as independent contractors rather than employees, unlike drivers who work for taxi or trucking companies. While Uber and Lyft provide the technology for approved drivers to use, they do not directly employ these drivers. In order to hold an employer responsible for their employee’s negligence in a lawsuit, the employee must be legally recognized as an employee of the company in question.
In certain cases, Uber or Lyft might face legal action if they were negligent in their hiring process or in other direct ways. For example, if they continue to employ a driver who poses a known danger, they could be held liable. However, suing these companies is usually not an option. The good news is that both Uber and Lyft carry insurance policies with above-average policy limits, which might be accessible depending on the driver’s status during the ride.
Our Roswell, GA Uber and Lyft Accident Lawyers Can Help
Call Howe Law today at (844) 876-4357 for a free review of your case with our Uber and Lyft accident attorneys.