Hit and Run Lawyers in Murfreesboro

Uninsured motorist coverage after a driver flees

Every Tennessee auto policy is required to offer uninsured motorist coverage under T.C.A. Section 56-7-1201, and that coverage exists for exactly this moment. When the at-fault driver cannot be identified or carries no insurance, your own uninsured motorist coverage pays for your injuries. For many hit-and-run victims it is the single most important source of recovery.

What it takes to prove a phantom-vehicle claim

A claim for a fleeing or phantom driver usually needs more than your account, such as physical contact between the vehicles or independent evidence that the other car was real. A prompt report to police and to your insurer helps confirm the crash happened as you describe. We help you document the claim so it satisfies those requirements.

Tracking down the driver who ran

A fleeing driver can sometimes be identified through the Murfreesboro Police Department investigation, nearby business and doorbell cameras, and witnesses who caught a plate or a description. We chase those leads alongside your insurance claim. Even when the driver is located, they may carry no coverage, which is why the uninsured motorist claim stays at the center.

The one-year deadline and your own policy

A claim against the fleeing driver falls under the one-year deadline in T.C.A. Section 28-3-104, while your uninsured motorist claim carries its own notice requirements and contract deadlines. Both push you to move quickly. We manage the timeline so no deadline slips while the search goes on.

The fifty percent rule when your insurer is the opponent

Under the comparative fault rule of McIntyre v. Balentine, a person carrying half or more of the fault recovers nothing, while a lesser share cuts the award. In an uninsured motorist claim your own insurer can act like an opponent, contesting fault or the value of your injuries. We take on that fight so you are not negotiating against your own company alone.

Serving hit-and-run victims across Rutherford County

We represent people struck by fleeing drivers throughout Rutherford County and the surrounding communities, including Smyrna, La Vergne, and Eagleville. The most serious injuries are transported to Vanderbilt University Medical Center in Nashville, the region's Level I trauma center, and we help clients across Middle Tennessee recover.

Talk to a Murfreesboro hit and run lawyer

If a driver fled and left you injured, call (615) 880-6327 for a free case review. There is no fee unless we secure a recovery on your claim.

Speak with a Murfreesboro hit and run attorney

When a driver runs, it can feel like there is no one left to pursue, but your own uninsured motorist coverage is often built for exactly this. If a hit-and-run driver injured you around Murfreesboro, call (615) 880-6327 for a free and confidential consultation. We work on a contingency fee, so you owe nothing unless we obtain compensation.

Common questions

The driver who hit me took off. How can I still get compensation?

Your own uninsured motorist coverage is usually the key. Tennessee requires this coverage to be offered, and it is meant to pay when the at-fault driver flees or has no insurance. We file and press that claim while the search for the driver goes on.

I never got the license plate. Do I still have a claim?

Possibly. Tennessee generally looks for physical contact or independent evidence to back a phantom-vehicle claim, not the plate itself. A prompt police report and any witnesses or camera footage can help, and we work to gather what your claim needs.

Will my rates rise if I use my uninsured motorist coverage?

Using coverage you already paid for, after a crash that was not your fault, should not keep you from a valid claim. The rules on rating vary, and the recovery available through that coverage is often significant. We can walk through your specific policy and situation.