A personal injury attorney can help with many areas of injury. From common accidents like car crashes and slip and falls to product injuries, medical malpractice, and more, our attorneys can help you fight for the compensation you deserve after an injury.
It is important to work with a lawyer, especially if you are suing a company, hospital, or insurance company with strong legal teams on their side. It is also important to have a lawyer review your case so you know how much to settle for and when to take your case to trial.
For a free case assessment, call Howe Law’s personal injury lawyers today at (844) 876-4357.
Types of Cases Our Hoover, AL Injury Attorneys Handle
As mentioned, there are a wide range of injury cases our personal injury lawyers can help you with. Car accidents and slip and falls are probably the two most common types of cases out there, but we also handle other serious injury cases as well.
Medical malpractice and product injury cases often require an experienced attorney because of the complex medical, scientific, engineering, and materials science that goes into these cases. Our attorneys can work with experts in the field to present a strong case in these kinds of injury claims.
We also deal with other kinds of injury cases on other people’s property, alongside slip and falls. Our attorneys handle falls from heights, stairway and balcony collapse cases, drownings, electrocutions, and any other kinds of injuries. We can help with your case, whether it occurred at someone’s house, a store, a restaurant, any other business, or another location.
Some cases often involve powerful companies. While medical malpractice claims are often filed against large hospitals and product injury cases are often filed against powerful businesses, one area that often has the strongest legal teams set against you is auto accidents. Trucking companies, bus companies, taxi companies, and even Uber and Lyft often put up a strong defense, leading injury victims to turn to personal injury attorneys for help.
We also represent injury victims and their families in wrongful death cases, brain injury cases, spinal cord injury cases, and many other types of accident and injury claims.
Filing an Insurance Claim vs. Filing a Lawsuit for an Injury in Hoover, AL
When you are injured, you might be able to file an insurance claim to get your damages paid, but that might not be enough. Insurance companies are notorious for being difficult to work with and for trying to settle cases at only a fraction of their true value. In many cases, an insurance settlement will not be enough, and you should consider suing the defendant in court with the help of an attorney.
What Injury Cases Are Covered by Insurance?
Insurance is typically carried by property owners, businesses, drivers, and others to pay for injuries they cause. In most cases, you will file with the insurance policy of the person who harmed you rather than your own insurance to get coverage. This is different from things like health insurance, where you carry insurance to help you out.
Many injury cases are covered by insurance in one way or another. All drivers must carry insurance, and property owners are encouraged to do so as well. Businesses almost always carry insurance to protect their property and their operations, meaning that any injury that is a business’ fault is usually covered by some kind of insurance or another.
One somewhat irregular area of insurance is for work injuries. If you were hurt at work, you might be required to file an insurance claim with your employer’s insurance instead of a lawsuit, but you might be entitled to sue other parties for your injuries. Some of those parties might also have insurance.
All in all, insurance helps ensure that there is coverage available, even in cases where the individual who caused your accident might otherwise be able to afford to pay your damages out of pocket. In cases where businesses are at fault, we might also be able to go past insurance and have them pay for additional damages above and beyond their coverage if your damages are higher than their policy limits.
“Nuisance Settlements”
Many insurance companies issue what they refer to as “nuisance settlements” after an initial injury claim. These settlement offers pay out only a small amount – much less than what the insurance company would pay to fight the case in court – just to try to stop cases. This is often the cheapest path for insurance companies, and it is not usually in your best interest to accept an early settlement offer. Instead, contact a lawyer and have them negotiate a better settlement.
When to Sue Instead
Our attorneys work to argue with insurance companies and try to convince them that your case is worth more. In many cases, the threat of a lawsuit looming on the horizon is what pressures insurance companies into fair settlements since it is much cheaper for them to settle than it is to fight the case in open court. However, insurance companies will refuse to budge in some cases, and the only way to get the money you are owed is by taking the case to court.
In an insurance claim, it is up to the insurance company whether they will acknowledge what their client did and pay a fair value – and then it is up to you to accept that offer or not. When you go to court, the case is decided by an unbiased jury. The jury can order the defendant and their insurance company to pay based on the facts, even if they continue to claim they did nothing wrong.
Ultimately, the choice to go to court is yours, not your lawyer’s. But lawsuits and trials are best used in cases where settlement negotiations have already broken down and there is no choice but to fight the case at trial.
Call Our Hoover, AL Personal Injury Attorneys
To have our personal injury lawyers review your injury case in a free case evaluation, call Howe Law at (844) 876-4357.
